Smart Money Management
Save money.
Be happy.
Start your financial journey today. Snappy helps you track spending, manage budgets with the 50/30/20 rule, and build wealth.
Join a community of smart savers
Budget50/30/20
StatusGoal Reached!
The Methodology
The Alchemy.
We turn raw balance into labeled purpose.
Labeled Money Model
Your bank balance shows one big number, but your money serves many purposes. Snappy breaks it into labeled categories.
Total$10k
Reserved
Rent $1.5k
Available
Sushi $200
The 50/30/20 Engine
When income arrives, Snappy auto-splits it: 50% for Needs, 30% for Wants, and 20% for Savings.
Try it: Adjust limits
Standard 50/30/20
True Availability
See your 'Safe-to-Spend' balance. Snappy reserves fixed costs automatically, so you only see what you can actually spend.
Safe To Spend
$4,575
Live
CC Minimum-$125
Loan Payment-$300
Smart Debt Tracking
Minimum payments count as 'Needs', but extra principal payments count as 'Savings'—because paying down debt builds wealth.
Loan Pmt
-$500
Net Worth
+$450
Equity Built
Carryover Management
Didn't spend your full budget? Choose what happens next: add to next month, move to savings, or keep it available.
Unspent Budget
$450.00
Your Choice
Savings